Start by placing the softened cream cheese in a mixing bowl.

Mix in the mayonnaise with the cream cheese until fully combined.

Gently fold in the pepper jelly to the cream cheese mixture.

Stir in the lemon juice until well mixed.

Add the garlic powder and mix until fully incorporated.

Taste and adjust seasoning if necessary.

Refrigerate the dip for at least 30 minutes before serving.

Transfer the dip to a serving dish and enjoy with crackers, veggies, or chips.