Whisk together 2 cups all-purpose flour, 1 tablespoon baking powder, and 1 teaspoon salt in a large mixing bowl until evenly distributed.

Pour 3/4 cup warm water into the flour mixture and stir with a wooden spoon until a shaggy dough forms.

Knead the dough by hand for about 5 minutes until smooth and elastic.

Cover the dough with a clean kitchen towel and let it rest for 10 minutes at room temperature.

Divide the dough into 8 equal pieces and flatten each one into a 1/4-inch-thick round using your hands or a rolling pin.

Heat oil in a heavy-bottomed pot or Dutch oven to 375°F, monitoring with a deep-fry or candy thermometer.

Carefully fry one dough round at a time for 1 to 2 minutes per side, flipping with a slotted spoon when golden brown.

Remove the fry bread with a slotted spoon and drain on paper towels; keep warm in a 200°F oven if necessary.

Serve warm with desired sweet or savory toppings.